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Thursday, January 16, 2020

Hello and happy new year! I hope this finds you well! Today is Friday, January , 2020 and in about X minutes I will share a brief overview of 2019 and what we may be able to expect in this new year. Let's start with what a difference a...

Thursday, January 16, 2020

Sometimes, even highly-compensated individuals may find it difficult to achieve long-term success when it comes to managing their personal finances. Although they may attain a comfortable level of income, their focus may be on career...

Wednesday, January 15, 2020

The largest overhaul to retirement plans since 2006 is complicated The Setting Every Community Up for Retirement Enhancement Act of 2019 – the SECURE Act – passed the House of Representatives earlier this year and was...

Wednesday, January 15, 2020

Consumer inflationary pressures grew at a healthy, but manageable rate in December 2019. The core Consumer Price Index (CPI), which excludes food and energy, rose 2.3% year over year last month, around the fastest pace of the economic...

Tuesday, January 14, 2020

Insurance is an important element of any sound financial plan. Different types of insurance protect you and your loved ones in different ways against the cost of accidents, illness, disability, and death. WHAT ARE YOUR INSURANCE...

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Tuesday, January 14, 2020

Financial planning is more than just a good idea. Research has consistently shown that people who have financial plans -- and who work with financial advisors -- save and invest far more and are nearly twice as likely to feel on track...

Tuesday, January 14, 2020

Americans, it seems, are spenders. Personal savings rates are low and many people spend beyond their means. If you're among those Americans who can't seem to save, it might be time to create a budget. A budget allows you to understand...

Tuesday, January 14, 2020

The end of a marriage is also the beginning of a new financial life. Reconsidering your financial arrangements -- whether or not your income will be reduced -- should be a priority as you adjust to your new circumstances. Some of the...

Tuesday, January 14, 2020

It’s not simply a matter of working harder; it’s much more about using your non-financial skills and talents in new ways to bring you prosperity and a greater sense of personal satisfaction. Here are five tips to follow...

Tuesday, January 14, 2020

There's no doubt about it — going through a divorce can be an emotionally trying time. Ironing out a divorce settlement, attending various court hearings, and dealing with competing attorneys can all weigh heavily on the parties...

Tuesday, January 14, 2020

As more Americans shoulder the responsibility of funding their own retirement, many rely increasingly on their 401(k) retirement plans to provide the means to pursue their investment goals. That's because 401(k) plans offer a variety...

Tuesday, December 31, 2019

On Monday, the S&P 500 Index came about as close as possible to the technical definition of a bear market without officially registering one (defined as a 20% or larger decline based on closing prices). Enduring these sharp declines...

Tuesday, September 3, 2019

U.S. consumers are feeling especially empowered these days, despite growing pessimism about the economic outlook. As shown in the LPL Chart of the Day, Consumer Confidence Pushes Through Trade Uncertainty, the Conference Board’s...

Tuesday, August 27, 2019

U.S. leading indicators rebounded in July, a good sign for the durability of the expansion. The Conference Board’s Leading Economic Index (LEI) rose 0.5% month over month, the biggest gain since September 2018, and above...

Tuesday, August 20, 2019

We’re a week into August, and trade tensions have been the biggest driver of U.S. stocks, as we predicted in our latest Weekly Market Commentary. Markets don’t like uncertainty, and we are getting a heavy dose of it now. On...

Tuesday, August 6, 2019

It has been a great year for stocks. As of July 30, 2019, the S&P 500 Index is up more than 20% so far in 2019. To put that in perspective, since WWII only seven years have been up more than 20% by the end of July, with 1997 being the...

Tuesday, July 30, 2019

After a disappointing start to the year, financials were the top performing sector in the second quarter. And technical analysis suggests they may have more room to run. As shown in the LPL Chart of the Day, Financials Outperformance...

Tuesday, July 23, 2019

The S&P 500 Index is within 1% of our year-end fair value S&P 500 target of 3,000 after rallying 20% this year and broaching that target several times in July. We set that target in November 2018 and have maintained it since then. Now...

Tuesday, July 16, 2019

“Don’t fight the Fed.” — Marty Zwieg After Federal Reserve (Fed) Chair Jerome Powell’s congressional testimony this week, it appears at least a 25 basis point (.25%) cut is in the cards on July 31. This...

Tuesday, July 2, 2019

After the worst fourth quarter since the Financial Crisis and worst December since the Great Depression, stocks have come roaring back. In fact, the S&P 500 Index gained 17.4% the first half of the year for its best start to a year...

Tuesday, June 18, 2019

Here are five things that have caught our attention recently. Various stock markets around the globe are at new highs. “When you see places like Australia, Argentina, Brazil, Greece, Russia, and Switzerland all at or near new...

Tuesday, June 11, 2019

Last week stocks enjoyed their best week since November 2018, boosted by increasing hopes of Federal Reserve (Fed) rate cuts. Unfortunately, stocks may not be in the clear yet, as trade tensions with China linger. “While the...

Tuesday, June 4, 2019

Well, it finally happened. The S&P 500 Index pulled back more than 5% from its all-time high, marking the first 5% pullback of 2019. As we have discussed many times over the past two months, the odds were high that some type of...

Tuesday, May 28, 2019

With the bull market 10 years old and the economic cycle about to reach 10 years, the big question is how much longer can it go? To answer this question we will take a closer look at our Five Forecasters for late-cycle warnings....

Tuesday, May 14, 2019

“Compounding interest is the eighth wonder of the world.” Albert Einstein When should you start investing? Yesterday is one of the best answers we can think of. As Einstein stated in his quote, compounding interest can be...

Tuesday, May 7, 2019

What Can Star Wars Teach Us About Investing? Saturday, May 4, has been known throughout the galaxy as “Star Wars Day 2019.” That date was chosen because it’s a play on words of the famous Star Wars maxim, “May...

Tuesday, April 30, 2019

We wrote about the new record high for the S&P 500 Index Wednesday . This is such a big market event we wanted to share some additional thoughts—10 of them in fact—on this market milestone: The new high secured March 9,...

Tuesday, April 23, 2019

Leading data released recently have confirmed the U.S. economy could be digging out of its soft patch. As shown in the LPL Chart of the Day, the Conference Board’s Leading Economic Index (LEI) increased 3.1% year over year in...

Tuesday, April 16, 2019

First quarter earnings season begins this week with some big banks reporting on Friday. While we think profit growth will finish around flat overall, an improving macro backdrop points to better growth ahead. We previewed the earnings...

Tuesday, April 9, 2019

Seven has been a lucky number for U.S. stocks. The S&P 500 Index just notched its first seven-day winning streak since October 2017. As shown in the LPL Chart of the Day, this feat has occurred just seven other times in the current...

Tuesday, April 2, 2019

Seasonality could be on the bull’s side, especially after U.S. stocks’ best first quarter in 20 years. As shown in the LPL Chart of the Day, April has consistently been one of the strongest months for U.S. stocks. Over the...

Tuesday, March 26, 2019

Stocks have had quite a run since the December 24 lows, with the S&P 500 Index up 19% to within 5% of last year’s record highs. Given this move in stocks, we believe it is prudent to readjust domestic equity allocations back to...

Monday, March 18, 2019

Small cap stocks staged a furious rally to kick off 2019, with the Russell 2000 Index up nearly 18% year to date at the early March peak. Of course, you may remember that small caps were down much more than large caps at the end of...

Monday, March 11, 2019

This Saturday, March 9, 2019, marks the 10-year anniversary of the end to the worst bear market for U.S. stocks since the Great Depression. Although at that time no one could have imagined we’d be looking at the longest bull...

Monday, March 4, 2019

Slow but steady growth may win the race again as the economic expansion nears the 10-year mark. While muted growth in the current economic expansion has been frustrating at times, especially after a swift and painful downturn amid the...