Divorce Financial Planning for Women in the D.C. Metro Area
We've Lived Through Big Transitions Ourselves
The women who lead Curo understand that life can bring unexpected changes and new financial priorities. Our own experiences with divorce, independence, and new beginnings shape how we work with clients, with empathy, an open mind, and a focus on clarity over pressure.
Whether you’re accustomed to managing big decisions or navigating your finances independently for the first time, we’ll meet you where you are. We take the time to understand your unique circumstances, answer your questions, and help you move forward with a financial plan that reflects your goals and priorities.
What Should You Know Before Your Divorce Is Final?
The decisions made during the process set up everything that follows, so this is the time to get clear.
Know what you own together.
Retirement accounts, stock options, deferred compensation, pensions, and business interests are easy to overlook and often significant. We help you build a complete inventory.
Understand what a proposed settlement means for your day-to-day.
A house that looks like a win can become a burden once you see the carrying costs on one income. We run the numbers so you can weigh the trade-offs before you sign.
Plan your cash flow now.
A realistic spending plan for the next year helps you make calmer decisions and reduces surprises.
Coordinate with your attorney.
We're happy to work alongside the professionals already on your team, so the financial and legal pieces fit together.
Our article on your first 90 days after filing walks through what typically comes first.
What Happens to Your Finances After the Divorce?
Once your divorce is finalized, there are financial details to address and new decisions to make. We’ll help you prioritize what needs attention, get organized, and build a plan for the next chapter.
What Should You Do First After Divorce?
Once the paperwork is signed, a second list begins. We help you work through it in order.
- Retitle and separate accounts, and confirm retirement assets are divided the way your agreement says.
- Update beneficiaries on every account and policy, so the people you intend to name are the ones listed.
- Review insurance. Health, life, and disability coverage may all change after a divorce.
- Prepare for your first tax season as a single filer, which can look very different from the years before.
- Rebuild your retirement plan around your own timeline and income.
What Should You Do First When Getting a Divorce?
Start with these articles for practical guidance on navigating the financial decisions that come with divorce.
Review Insurance
Health, life, and disability insurance may change after divorce. Learn what to review and how to protect yourself financially.
Review Taxes
Your first tax season as a single filer may look different. Learn what to expect and how to prepare for the changes.
Review Retirement
Divorce can affect how much you’re able to save for retirement. Learn how to adjust your savings strategy to fit your new income, timeline, and goals.
How Does Divorce Financial Planning Work at Curo?
Every relationship begins with a discovery conversation where we get to know you, your life, and your financial goals. Our team then takes a closer look at your finances and develops a personalized written plan. We walk through it together, discuss your options, and help you put the right strategies into action. As your life and priorities evolve, we continue to check in and adjust your plan along the way.
We also collaborate with your divorce attorney, estate planning attorney, and CPA to help coordinate your financial strategy and ensure your plan reflects the full picture of your life and goals.
Planning for the Life That Comes Next
Divorce marks the end of one chapter and the start of a new story that you get to write on your own terms. You may be ready to start a business, travel, move closer to family, or focus on goals that have taken a back seat. Our whole-life approach to financial planning considers more than your accounts. We look at what matters most to you and build a financial plan around the future you want to create.
Hear Us Talk Through the Divorce Decisions
Some divorce-related questions are easier to navigate when you hear them talked through. On our podcast, Living Richly With Curo, Anne and Atricia share practical insights on the decisions women face during divorce and what to consider as they plan for the next chapter.
Start With These Episodes
Episode 95
So You're Getting a Divorce: Should You Really Keep the House? One of the most common questions women face during divorce, and the financial factors to consider before deciding whether to keep the family home.
Episode 61
Should You Stay or Should You Go? Part 1. Master life coach and author Sharon Pope shares guidance for women questioning their marriage and considering what comes next.
Episode 62
Should You Stay or Should You Go? Part 2. We continue the conversation with Sharon Pope on navigating relationship transitions with clarity, intention, and purpose.
Tune in to our latest episodes! Visit our podcast page to find your preferred listening platform and start listening.
Frequently Asked Questions
When should I work with a financial planner during divorce?
As early as possible. Working with us before your divorce settlement is finalized can help you understand how different options may affect your financial future. It’s often easier to evaluate your choices before an agreement is signed than to make changes afterward.
Will you work with my divorce attorney?
Yes. We coordinate with attorneys, mediators, CPA'S and other tax professionals to help ensure your financial plan and legal strategy work together. We don't provide legal advice.
Should I fight to keep the house in my divorce?
That depends on your financial situation, priorities, and long-term goals. We help you evaluate the full cost of keeping the house, including mortgage payments, taxes, maintenance, and other expenses, alongside what you might give up in the settlement. This gives you a clearer picture of which option makes sense for you.
What happens to my retirement accounts in a divorce?
Retirement accounts may be divided as part of your divorce settlement, and certain accounts require a court order, such as a Qualified Domestic Relations Order (QDRO), to complete the division. We help you understand the financial implications of your settlement and coordinate with the appropriate professionals to help ensure your accounts are handled properly.
Let's Talk About Your Next Chapter
Call (571) 526-4581 or email info@curoprivatewealth.com to schedule a conversation. We'll listen first, and then we'll help you make a plan.