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Financial Planning

analyze cash flow and current make up of assets & liabilities that make up your net worth

assess your financial position in the event of your pre-mature death, disability, or need for long-term care

design an appropriate investment plan to help minimize risk and maximize return

ensure the availability of adequate retirement income over your lifetime

identify and utilize tax-conscious investment strategies appropriate for your financial situation

assess your plan to pass on your assets, estate tax liability, and inheritance taxes

Helping you get you from Point A to Point B with clarity and confidence.

 

Financial Planning is a process that incorporates objectively analyzing your current financial position, mapping out goals and priorities, and creating a roadmap for you to follow to help increase the probability of financial independence.

The six key areas we analyze in financial plans are :

  1. Current Financial Position : analyze cash flow and current make up of asset & liabilities that make up your net worth
  2. Risk Management : assess your financial position in the event of your pre-mature death, disability, or need for long-term care
  3. Wealth Accumulation & Management : design an appropriate investment plan aimed at helping to minimize risk and maximize return
  4. Financial Independence (Retirement) : strive to ensure the availability of adequate retirement income over your lifetime 
  5. Tax Planning : identify and utilize tax-conscious investment strategies appropriate for your financial situation
  6. Wealth Preservation & Transfer (Estate Planning) : asses your plan to pass on your assets, estate tax liability, and inheritance taxes

Why Clients Say Yes To Financial Planning

Because financial planning pulls all your finances together, organizing them and making management easier and more effective. The more you understand and better manage your financial position, the easier it will be to work toward your goals and dreams.

Creating a financial plan will help you:

  • See your finances from a holistic point of view, so you understand how your individual financial decisions impact your overall financial future
  • Create integrated strategies that take into account the interconnectedness of your financial activities
  • Identify your long-term financial goals and the steps needed to pursue those goals
  • Track your progress and make adjustments as you experience new life events or develop different perspectives

Have you ever thought the following about financial planning?

"It’s too much work" – we are specially equipped with the experience and tools to help you build a customized plan with the least amount of work for you.

"It’s too expensive" – our fees to create and monitor your plan are small compared to the opportunity cost of not managing your money in an effective, long-term manner. Managing your money is much like managing a business, and financial planning is a small investment with tremendous potential to help you work toward your goals.

"It’s too late" – it’s never too late to start planning. Whether you are just beginning the accumulation phase of your career or have already gathered a substantial nest egg, financial planning is valuable. In fact, pre-retirees and those in retirement often find themselves struggling to protect their wealth, and having a plan in place, especially during uncertain economic times, can be comforting and rewarding.

"I can do it myself" – There are many online resources that can help you get started with financial planning. However most use a one-size-fits-all approach that does not customize its process for your unique needs. You are not able to test models against risks or make any changes based on your situation. We have received specialized training and have the tools to prepare an individualized plan that maps your financial future. In addition, we can guide you through implementing your plan, provide advice on revisions, when necessary, and help you monitor your progress toward making your goals a reality.

We invite you to experience a truly dedicated approach to wealth management. Contact Us for a confidential and complimentary second opinion.

Investing involves risk including loss of principal. No strategy assures success or protects against loss.